Stash Vs Acorns

Both Stash and Acorns investment apps are a great way to invest as they both allow minimal investment which allows you to grow your investment portfolio easily. You are able to invest a huge amount at once too and this will make your investment grow even faster

You will be able to access the apps through the use of a Smartphone and the best thing is that your investment is managed by professionals who ensure that your portfolio will keep growing by the day.

Below is a comparison between these two great investment apps to help you decide on the best app to invest in:

Portfolio: Once you open an Acorns account, you will be given an option of choosing various investment goals, which could either be long-term or short-term, main purchase, kids or even general. Your portfolio will then be constructed according to the goals chosen as well as your ability to bear risks which could either be:


Moderately cautious

Moderately daring


For Stash Invest, once you open an account, you will be offered a number of investments to consider but unlike Acorns, you will also be given a chance to add investments to the list which you will personally choose.

Your ability to bear the risks involved will be determined according to your age, personal investment goals, and your location. This could either be cautious, moderate or daring.

Annual Fees: With Acorn, an annual fee of $1 every month is charged for an account below $5,000 and for an account with over $5,000, a 0.25% fee is charged. For those under 24 years or college students, no fee is charged.

For Stash invest, you will be given free services for one month; afterward, you will be charged a service fee of $1 each month for a balance below $5,000. For an account with over $5,000, the monthly fee will be 0.25 of the account balance.

Accessibility: Acorns’ app is on Smartphone devices and also iOS. You can also access the app through the web.

Stash is only available on Smart phones and iOS. It cannot be accessed through a web making it impossible to access it through a desktop.

Minimum Deposit: For Acorn, there is no minimum deposit; you can simply open an account, link it to a credit card and you are done.

For Stash Invest, you have to pay a minimum balance of $5 when opening an account.


With a look at the above features of both apps, you will notice that Acorn is a better option as you will have the advantage of operating the account free if you are a student, you will not need to deposit money to open an account, and you will have the advantage of accessing the app through the web. The only advantage that Stash Invest has over Acorns is the ability to choose your own investment in addition to the ones provided which makes it more flexible. However, you can opt to go for Stash Invest if you want a flexible investment. Both apps are a commendable option for a person who wishes to begin an investment in the stock market.